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Gets a Higher Credit Score...  

by Alexander Alaric

Attention Bad Credit Victim: If you've been a road side casualty of bad credit due to late pays or something beyond your control focus on this because you'll stumble upon the same credit increasing discovery I did.

A poor credit rating can make life difficult.  I ran into a situation in Sept 2002 with my own credit.  I had about $31,322 in credit card debt balances and the bills were piling up like a trash dump on free dropoff day.  It was getting that bad.


With the September 11, 2001 attacks the job market was in the crapper and I was out of reserves.  Soon I was 3, 4, and 5 months behind on my payments.  I thought I had found a solution to eliminate the debt but it failed to work as well as I would have liked.  Long story short, through all the headaches and excruciating harassing phone calls I was living in fear.

My credit was destroyed and I was getting "offers" for $500 limit credit cards with a $197 annual fee AND a $72 monthly maintenance fee that was of course due in full for the first year upon activation of the card.  So the company was doing nothing and I would already have to pay 269.  What a rip off and obviously I declined.

My credit score dipped to 543 and it was stopping me from getting my real estate business going at full tilt.  I have scoured the internet for solutions and found a couple of good ones.

If you can read and write at the 7th grade level then i'll show you how to raise your credit score up to 249 points in under 90 days... so you can be approved for the cars, homes, (business loans) and credit cards you deserve!

Those were the better headlines I found about some credit repair systems so I decided to cut the wheat from the chaff.  In doing my research I found a couple things to be true.

There are 4 basics to the credit repair process:

1.    request your report from each of the 3 bureaus separately
2.    get the direct customer service phone number off each report

3.    call them and get that representatives dedicated fax number

4.    fax them the dispute letter for each negative you are deleting

The original creditor is legally obligated to respond within 30 days or else the bureau MUST remove the item immediately.  This is protected by the Fair Crediting Reporting Act that works for you.

Obviously, there are more steps and insider secrets to discover and use for maximum credit score improvement.  At last I found a group of top credit repair insiders finally agreeing to reveal their highly classified and top secret dirty little techniques that raise your credit scores almost instantaneously.

It took much time searching, scouring and rubbing my eyes.  Now you have the benefit of my research and for more credit repair insider tips click below.

About the Author

Alexander Alaric-achieves the best credit score possible. Stops the embarrassment, the disappointed head drop from your banker, and the pain of unreachable home and car dreams. Gets Fast Credit Repair Strategies

 


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Credit Repair Information from Indiana offers great information regarding reparing your credit.

With personal debt at an all-time high, a number of individuals have found that they have overextended themselves and have become immersed in debt. As their debt grows, they can't help but get more and more behind… and their credit score pays the price. If you are one of the many who have had problems with your credit in the past (or still have problems with it), you may be considering credit repair as a way to get back on track.

Obviously, the goal of credit repair is to improve your credit score and get you back on track financially after past credit problems. A variety of credit repair services exist, providing everything from credit counselling and debt negotiation to debt consolidation loans and budgeting advice.

Paying off old debts and establishing and maintaining new lines of credit you can begin the process of credit repair yourself.

It may take years for all of the negative reports to expire, but by preventing new ones while increasing your positive reports your credit score will slowly rise on its own.

As mentioned above, credit repair can take several different forms. Credit counselling services provide assistance with the budgeting and repayment of your debts, and offer advice on simple ways to improve your credit without additional loans. They also often provide debt negotiation, which is the working out of a settlement with your creditors so that you only have to repay a portion of your original debt within a certain timeframe.

Whether you are from Evansville, United States, Mt. Vernon, Indianapolis, Fort Wayne, South Bend, Gary, Hammond, Bloomington, Muncie, Lafayette, Carmel, Anderson, Terre Haute, Fishers, Elkhart, Mishawaka, Kokomo, Lawrence, Greenwood, Columbus, Richmond, New Albany, Noblesville, Portage, or Michigan we hope you will give us a chance to show how Credit Repair Information can be very helpful for you.